TERMS AND CONDITIONS FOR BOOST’S PROMOTIONAL INTEREST RATES: UP TO 3.3% P.A. FOR PROTECT JAR CAMPAIGN (“CAMPAIGN”)  

This Campaign is held by Boost Bank Berhad (Company Registration No. 202301007223 (1501144-T)) (“Boost Bank”). By participating in this Campaign, Customer (as hereinafter defined) hereby agrees to be bound by these terms and conditions which shall form an integral part of and to be read together with Boost Bank’s Personal Banking Terms and Conditions. 

In the event of a conflict or inconsistency between these terms and conditions, such inconsistency shall be resolved by giving precedence in the following decreasing order (i) these terms and conditions; and (ii) Boost Bank’s Personal Banking Terms and Conditions. 

Boost Bank reserve the right to withdraw, amend, omit and/or vary any part or the whole of the terms and conditions of this Campaign with prior notice to the Customer and the Customer shall be bound to observe, perform and comply with the terms and conditions herein and any amendments thereof. Boost Bank’s decisions in any matter in relation to this Campaign shall be final and conclusive. 

Campaign Period 
This Campaign runs from 10 February 2026 to 31 December 2026. Boost Bank may extend this Campaign at its sole discretion. 

Eligibility 
This Campaign shall be applicable to all account holders who: (i) open and maintain Digital Savings Account (as defined in Boost Bank’s Personal Banking Terms and Conditions) with Boost Bank; and (ii) fulfil the criteria set out in this Campaign during this Campaign Period (“Customers”). 

Important Notice: 
1. By participating in this Campaign, you hereby acknowledge and agree to:  

(a) the terms and conditions of the following Campaign set out below;   

(b) the terms of our Privacy Notice and you consent to the collection, use and disclosure of your personal information: (i) for the purposes of this Campaign; and/or (ii) in accordance with our Privacy Notice at https://myboostbank.co/privacy-notice, as may be updated from time to time); 

(c) Boost Bank’s Personal Banking Terms and Conditions (available at https://myboostbank.co/terms-and-conditions, as may be updated from time to time); 

(d) access Boost Bank’s website on a regular basis to view all relevant terms and conditions (including any related notices). You must seek clarification from Boost Bank’s authorised representatives if you do not understand any of these; 

(e) the total deposits received will have a maximum cap of RM50 million (“Maximum Cap”), on a first come, first served basis. If the Maximum Cap is reached, the Customers will not be eligible for the Promotional Interest Rate (as defined below). Boost Bank is not required to notify the Customers when the Maximum Cap is reached; and

(f) share and receive necessary data with Great Eastern to verify eligibility and administer this Campaign. Boost Bank and Great Eastern will process personal data in accordance with the Personal Data Protection Act 2010 and their respective privacy notices. 

Campaign Mechanics 
1. This Campaign is open to the Customers of Boost Bank who:-

(a) open and maintain Digital Savings Account (as defined in Boost Bank’s Personal Banking Terms and Conditions); and

(b) purchase or subscribe to any Eligible Insurance Product from Great Eastern during this Campaign Period.

“Eligible Insurance Product” means insurance products offered by Great Eastern that are listed in the Boost Bank Mobile Banking Application, including CoreProtect PA, CommuteProtect and TravelProtect.

2. Each eligible Customer may activate one (1) Protect Jar under this Campaign.

3. The Protect Jar will be able to activate (i.e. unlock) in the Boost Bank Mobile Banking Application from the Campaign start date.

4. The Protect Jar becomes active only (i.e. unlock) after Boost Bank confirms the Customers’ purchase or subscription of the Eligible Insurance Product, including premium verification.

For the avoidance of doubt, If the underlying insurance policy is cancelled, rescinded or lapses during this Campaign Period, Boost Bank may, at its option, suspend the Protect Jar from the date of such cancellation or lapse.  Upon the suspension of the Protect Jar, all the funds in the Protect Jar will be transferred to the Digital Savings Account.

5. Funds deposited in the Protect Jar will earn an interest rate of up to 3.3% per annum (“Promotional Interest Rate”) and credit daily in the Protect Jar during this Campaign Period. 

6. The Promotional Interest Rate is calculated daily and applied to the end of day balance within the Protect Jar. All interest payments made under this Campaign are subject to applicable taxes and Boost Bank will deduct any required taxes before crediting the interest to the Customer the Protect Jar. 

For absolute clarity, during this Campaign Period, if a Customer withdraws any money from the Protect Jar, the Promotional Interest Rate will not apply to any withdrawn amount. 

7. An eligible Customer may deposit a maximum of RM20,000.00 into the Protect Jar.   

8. Upon the expiry of this Campaign Period, the Protect Jar will close, all the funds in the Protect Jar will be transferred back to the Digital Savings Account. 

9. The Promotional Interest Rate is contingent on the Customer’s ongoing purchase or subscription of an Eligible Insurance Product and any minimum premium requirements designated by Great Eastern.

10. Boost Bank and Great Eastern will designate eligible insurance products. Boost Bank may update the list of the Insurance Products from time to time.

11. Insurance Products are provided by Great Eastern. Boost Bank is not an insurer and makes no warranty as to coverage, benefits, or claims outcomes. Customers should review Great Eastern’s policy wording, exclusions and conditions carefully.

12. The eligibility of receiving the Promotional Interest Rate and the keeping and maintenance of the Digital Savings Account, the Protect Jar and Savings Jar(s) by the Customers with Boost Bank is subject to Boost Bank’s discretion and the terms and conditions imposed by Boost Bank on the Customers. 

13. Please refer to Boost Bank and/ or its website for matters in relation to the Digital Savings Account and Savings Jar(s) and/ or any other products and/or services (including the payout of the interest rate). 

14. For further enquiries, please refer to Boost Bank’s FAQ and/ or contact Boost Bank Customer Support via email to support@myboostbank.co.  

General Terms and Conditions: 
1. The Customers should refer to Boost Bank’s website for further information and the terms and conditions related to their Digital Savings Account and Savings Jar(s) (and/ or any other products and/or services), including any matters related to the payout of the interest rate. 

2. Boost Bank reserves the sole and absolute right to cancel, withdraw, suspend, extend or terminate any part or the whole of the terms and conditions of this Campaign with prior notice to the Customer. For the avoidance of doubt, the cancellation, withdrawal, suspension, extension or termination by Boost Bank of this Campaign shall not entitle the Customer to any claim or compensation against Boost Bank for any losses or damages suffered or incurred by the Customer whether as a direct or indirect result of such cancellation, withdrawal, suspension, extension or termination. 

3. The records of transaction maintained by Boost Bank and Boost Bank’s decisions in any matter in relation to this Campaign shall be final and conclusive. 

4. Boost Bank shall not be liable for any claim by Customer or third-party claims or losses of any nature, including but not limited to, loss of profits, punitive, indirect, special, incidental, or consequential damages or for other damages and any related claims of any nature, including direct, indirect, third party, consequential or other damages resulting from or in connection with this Campaign. Boost Bank expressly excludes and disclaims any representations, warranties or endorsements, expressed or implied, written or oral, without limitation to those published in any mass media, marketing or advertising materials, including but not limited to, any warranty of quality, merchantability of fitness for a particular purpose. 

5. Boost Bank shall not be liable for loss or damage to property or any personal injury or loss of life resulting from or in connection with this Campaign. 

6. The Customer acknowledges and agrees that Boost Bank reserves the rights to disqualify Customer’s participation of this Campaign if (i) the Customer is found or suspected of abuse, manipulation or tampering with this Campaign mechanics or the operation of this Campaign; (ii) the Customer is found or suspected of undertaking fraudulent activities, act of deceit, deception, cheating or other activities harmful to this Campaign; or (iii) the Customer is in breach of its obligations or any terms and conditions of this Campaign. Notwithstanding the above, Boost Bank reserves the right to reject any participation or the Customer at its discretion. 

7. By participating in this Campaign, Boost Bank shall not in any manner whatsoever be liable or held responsible if Boost Bank is unable to perform in whole or in part any of its obligations herein attributable directly or indirectly to the failure of any mechanical or electronic device, data processing system, transmission line, electrical failure, industrial dispute, war, strike, riot, pandemic or any act of god beyond Boost Bank’s control or due to any factor in a nature of a force majeure which is beyond Boost Bank’s reasonable control. 

8. Boost Bank and its officers, employees, representatives and/ or agents (including without limitation, any third party service providers engaged by Boost Bank for purposes of this Campaign) shall not be responsible and shall not accept any liabilities of any nature and however arising or suffered by the Customer or any third parties resulting directly or indirectly from this Campaign, and Boost Bank disclaims any liability arising from the products or services purchased by the Customer from third party merchants. 

9. By participating in this Campaign, the Customer agrees and consents to allow its personal data to be collected, processed and used by Boost Bank in accordance with the Privacy Notice. In addition and without prejudice to the terms set out in the Privacy Notice, the Customer agrees and consents to its personal data or information being collected, processed and used by Boost Bank for:

(a) purposes of this Campaign; and 

(b) marketing and promotional activities conducted by Boost Bank, including but not limited to any form of advertising or publicity media and materials such as audio and/ or visual recordings published through newspapers, television networks, radio stations or online and digital media and on the Internet.  

Marketing and promotion activities include without limitation the use and/ or publication of any details provided in and/or in connection to the entries, interviews material as well responses and related photographs. In this regard, the Customer agrees to cooperate and participate in all advertising and publicity activities of Boost Bank in relation to this Campaign. 

10. Unless specifically mentioned in these Terms and Conditions, this Campaign is not valid with any other campaign, and no other special, additional, preferential rates and/ or reward shall be given to the Customer in addition to this Campaign. 

11. Boost Bank shall not be responsible or held liable in respect of technical failures of any kind, intervention, interruptions and/ or electronic or human errors in the administration and/ or processing of a transaction performed via the Boost Bank Mobile Banking (as defined in the Personal Banking Terms and Conditions) provided the same is not directly caused by Boost Bank. 

12. Boost Bank shall not be liable for any misinterpretation or misrepresentation of facts by any unauthorised third party in respect of this Campaign offered and published in any media, marketing or advertising material. 

13. These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia, and the Customer agrees to submit to the exclusive jurisdiction of the courts of Malaysia.