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Your Ideal Financing Solution!

Gain control over your SME's cash flow with our Revolving Credit financing solution, offering customisable drawdowns and interest-only payments! You will have the flexibility needed to manage variable cash flow and cover short-term expenses like payroll or inventory replenishment.

Financing Amount
Financing Amount

Up to RM1,500,000

Capital by Boost Credit
Drawdown Facility Tenure

From 7 to 180 days

Capital by Boost Credit
Drawdown Interest Rate

Starting from 1.5% per month

Fast Disbursement Icon
Financing Disbursement

As fast as two
working days

CapitalX Spot

Benefits of SME Financing : Revolving Credit

No hidden fees
Fast approval
No lock in period
Simplified application process
CapitalX Cross Sell

Why Finance with Boost Bank?

Our SME Financing product is recognized and approved by Bank Negara Malaysia ('BNM')
Guidance from professional and approachable Support team throughout the process
Flexible application (anytime, anywhere)
Seamless and hassle-free repayment via automated direct debit

Start Your Business Growth Journey Now!

Ready to propel your business forward? Together, we can make it happen!
Tell us more about you, and we will be in touch to get things rolling.

 

More Information

Eligibility 
  • At least 18 years old
  • Malaysian citizen residing in Malaysia
  • Company Director with at least 15% shareholding
  • Business registered in Malaysia, with a majority ownership of 51% held by Malaysians
  • Operating in business for a minimum of one year
Documents Required 
  • Latest 6 months bank statement 
  • Latest audited report (only for Sdn. Bhd.)
  • Latest management account
  • Individual income tax return (Form B for Sole Proprietor)

 

TypeConventional
AmountUp to 1,500,000
Drawdown Facility TenureFrom 7 to 180 days
Drawdown Interest RateStarting from 1.5% per month 

 

MethodDirectly Credited into Registered Bank Account
Turnaround TimeAs fast as two working days upon loan approval

 

Frequently Asked Questions

Financing limit of up to RM 1,500,000

You can apply by filling in the form below and Boost Bank's Business Development team will reach out to you shortly.

Registration Form

  • Tenure: Up to 24 months.
  • Offering a flexible rollover period ranging from 7 to 180 days.

The loans come with a Flat Rate starting from 1.5% per month.

  • Sole Proprietorships, Private Limited companies and Listed Entities with small market capitalization.
  • Eligibility:
    - Malaysian citizens residing in Malaysia.
    - Applicants must be above 18 years of age.
    - Primary applicants must be the sole proprietor, authorized director/signatory, partner, or individual of the SME/MSME applying for financing.

These loans are unsecured, meaning no collateral is required.

Joint and several guarantees.

A late payment will incur an additional charge of 1% per annum above the effective interest rate on any overdue principal and/or interest.

In the event of default, an additional 1% p.a. is charged on top of the prescribed rate, calculated on a daily balance basis.

Yes, there is a fee of 1% per annum on the unutilized portion, payable monthly in arrears.

Yes, by providing the Bank 2 months’ written notice.

Yes, you can make prepayments. These prepayments will be treated as advanced payments to reduce the outstanding amount at the end of the tenure. However, please note that making prepayments does not reduce the total interest payable during each tenure.

The loan funds will be disbursed directly to your verified operating bank account.

Repayments are made via auto-Direct Debit from the disbursement bank account. The end of tenure repayment cycle is enabled by default, with on-demand payment flexibility.

The customer bears applicable stamp duties, guarantee fees, legal fees, etc., unless exempted by law or waived by the Bank.