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The Ideal Financing Solution for You!

If you are gearing up for a business expansion, whether it's purchasing new equipment, renovating your workspace, or launching a new product line, and you prefer a structured repayment schedule, our Term Loan financing solution is the right choice for you!

Financing Amount
Financing Amount

Up to RM1,500,000

Capital by Boost Credit
Financing Tenure

Up to 36 months

Capital by Boost Credit
Interest Rate

Based on risk-informed pricing from as low as 9.9% p.a.

Fast Disbursement Icon
Financing Disbursement

As fast as 24 hours upon acceptance

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Benefits of SME Financing : Term Loan

No hidden fees
Fast approval
No lock-in period
Simplified application process
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Why Finance with Boost Bank?

Recognised and approved by Bank Negara Malaysia ('BNM')
Guidance from professional and approachable Support team throughout the process
Flexible application (anytime, anywhere)
Seamless and hassle-free repayment via automated direct debit

Start Your Business Growth Journey Now!

Ready to propel your business forward? Together, we can make it happen! 
Tell us more about you, and we will be in touch to get things rolling.

 

More Information

Eligibility 

  • At least 18 years old
  • Malaysian citizen residing in Malaysia
  • Company Director with at least 15% shareholding
  • Business registered in Malaysia, with a majority ownership of 51% held by Malaysians
  • Operating in business for a minimum of one year

Documents Required 

  • Latest 6 months bank statement 
  • Latest audited report (only for Sdn. Bhd.)
  • Latest management account
  • Individual income tax return (Form B for Sole Proprietor)

 

 Type

Conventional

 Amount

Up to RM1,500,000

 Tenure

Up to 36 Months

Interest Rate

As low as 9.9% p.a., based on risk-informed pricing

 

Method 

Directly Credited into Registered Bank Account

Turnaround Time

As fast as two working days upon loan approval

 

Frequently Asked Questions

Financing limit of up to RM 1,500,000

You can apply by filling in the form below and  Boost Bank's Business Development team will reach out to you shortly.

Registration Form

  • Tenure: Up to 36 months.
  • Repayment flexibility: Monthly repayment

The loans come with a Flat Rate starting as low as 9.9% per annum.

  • Sole Proprietorships, Private Limited companies and Listed Entities with small market capitalization.
  • Eligibility:
    - Malaysian citizens residing in Malaysia.
    - Applicants must be above 18 years of age.
    - Primary applicants must be the sole proprietor, authorized director/signatory, partner, or individual of the SME/MSME applying for financing.

These loans are unsecured, meaning no collateral is required.

Joint and several guarantees.

A late payment will incur an additional charge of 1% per annum above the effective interest rate on any overdue principal and/or interest.

In the event of default, an additional 1% p.a. is charged on top of the prescribed rate, calculated on a daily balance basis.

Yes, by providing the Bank 2 months’ written notice.

Yes, prepayments are allowed and treated as an advance payment to reduce the next month's instalment.

The loan funds will be disbursed directly to your verified operating bank account.

Repayments are made via auto-Direct Debit from the disbursement bank account. The default is a monthly repayment cycle, with the option for on-demand payment flexibility.

The customer bears applicable stamp duties, guarantee fees, legal fees, etc., unless exempted by law or waived by the Bank.